Every day at Frederick Memorial Hospital, we touch the lives of many people who are living without health insurance and see firsthand the unnecessary worry, suffering, illness, and in some cases serious financial challenges this can cause.
Maryland residents who up until now have not been eligible for Medicaid or other types of health insurance, or who couldn’t afford insurance, have new health insurance options to consider, and may even qualify for discounts.
As of October 1st there are new, more affordable options for Maryland residents to obtain health insurance through Maryland’s new health insurance marketplace, Maryland Health Connection. This is a brand new, one-stop shopping site that makes it easy to compare different insurance plans available, select the one that works best for you, and submit an application.
This is important because as of January 1, 2014, the Affordable Care Act requires everyone to have health insurance. And now, with Maryland Health Connection, just about everyone can get affordable health insurance, and no one can be denied coverage if they have a pre-existing condition, like asthma or diabetes.
Maryland Health Connection has made it easy to sign up. Maryland residents can go online to sign up for health insurance by visiting www.marylandhealthconnection.gov; call the Consumer Support Center at 1-855-642-8572; or enroll in person with a local organization.
We care about your health and the health of your family, and want to be sure you fully understand all the new health insurance options here in Maryland. Here’s how it works:
- Shop and compare health plans anonymously
Individuals and families can begin the application process by entering basic information at www.marylandhealthconnection.gov. If you’re not ready to fill out an application, you can browse and learn more about what is available.
- Find out if you’re eligible for financial help
Based on your age, annual income, and household size, Maryland Health Connection can determine if you are eligible for help paying for premiums and copays. Families of four making up to $94,000 can qualify for financial assistance.
- Compare plans side by side
It’s easy to sort plans by cost, coverage and provider, among other factors.
- Select a plan
Once you’ve compared your options, you can feel confident choosing the plan that best fits your needs and your budget.
- You’re covered!
Now you can get the care you need when you need it. If an accident happens or you get sick, a quality health plan can help protect you from financial hardship.
If you still have questions or concerns about the Affordable Care Act or Maryland Health Connection, we’ve gathered some resources that might help:
Door to HealthCare - Western Maryland’s “Connector Entity” for the Maryland Health Connection
Understanding Health Reform - from the Kaiser Family Foundation
Where to Get Help in Your Community – A network of consumer assistance organizations are available in your community to help you enroll in Medicaid or a qualified health plan.
Prepare for Enrollment – Get to know the plans available to you and your family.
Medical Insurance Application Forms – If you are unable to access and fill out an application online, there are several application forms available in both English and Spanish.
Tips on Using Maryland Health Connection – Get the latest updates on how to navigate through the application process on Maryland Health Connection.
How It Works – Learn about how this new online health insurance marketplace works.